Social Change in Nigeria Essay Example for Free

Social Change in Nigeria Essay All through Africa social orders that had been overwhelmingly provincial for the vast majority of their history were encountering a quick and significant reorientation of their social and monetary lives toward urban communities and urbanism. As ever more prominent quantities of individuals moved to few quickly growing urban communities (or, as was frequently the situation, a solitary primary city), the texture of life in both urban and rustic zones changed in gigantic, regularly unexpected ways. With the biggest and one of the most quickly developing urban areas in sub-Saharan Africa, Nigeria has encountered the wonder of urbanization as altogether as any African country, yet its experience has additionally been uniquein scale, in inescapability, and in authentic predecessors. Current urbanization in most African nations has been overwhelmed by the development of a solitary primate city, the political and business focal point of the country; its rise was, as a general rule, connected to the forming of the nation during the provincial period. In nations with a coastline, this was regularly a waterfront port, and in Nigeria, Lagos fitted well into this example. In contrast to most different countries, be that as it may, Nigeria had a couple as well as a few different urban areas of significant size and significance, various which were bigger than most other national capitals in Africa. In two territories, the Yoruba district in the southwest and the Hausa-Fulani and Kanuri zones of the north, there were quantities of urban areas with verifiable roots extending back impressively before the appearance of British colonizers, giving them particular physical and social personalities. In addition, in territories, for example, the Igbo district in the southeast, which had barely any urban focuses before the frontier time frame and was not exceptionally urbanized even at autonomy, there has been a monstrous development of more up to date urban areas since the 1970s, with the goal that these regions in 1990 were likewise profoundly urban. Urban areas are not just autonomous focuses of concentrated human populace and movement; they likewise apply a strong effect on the country scene. What is unmistakable about the development of urban areas in Nigeria is the length of its verifiable expansion and the geographic inescapability of its inclusion.

The Way Hip Hop Influences Me free essay sample

Music Is supposed to be the foundation of life, It calms feelings and assist us with adapting to hardship and sorrows and adolescents in America are viewed as a major aspect of the rap culture. One kind of music a few people differ on is rap music, yes those individuals may tune in to rap however would incline toward RB. Rap music majorly affects the brutality that adolescents include themselves in today. The term rap in itself implies some type of savagery, on the off chance that you take a gander at the equivalent words that relate to rap, for example, smack, hit, and thump you will see that rap Itself is just viciousness. Pretty much every verse In a rap tune alludes to how thuggish that individual Is, how often that individual has placed a projectile in someones chest, uncovering various reviling words, and naming more than six distinct weapons (the diverse kind of firearms particularly). Indeed, even down to the recordings that accompany the rap melody outlines vicious conduct, for example, battling, shooting, wounding, and assaulting females. We will compose a custom article test on The Way Hip Hop Influences Me or then again any comparable theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Not all rap music has a negative vibe, some rap music are training the most recent move steps, the plentiful measure of Jewelry they own, the vehicles hello drive, and even the shoes they wear, by and large dominant part of rap music Is just negativity.Even however there are various kinds of rap music, young people appear to concentrate more on no-nonsense rap relating to viciousness. Rappers, for example, 50 penny, Lineage, Dip-set, Remy Ma, Terror Squad, Young Jeez, just to give some examples, all rap about posse slamming, possessing weapons, hustling on the square, and taking someones life. Regardless of whether these rappers know it or not they are motivations to young people everywhere throughout the universe of different races and ages. Despite the fact that when many hear rap music, they consequently think dark music, there Is nothing of the sort as dark music. All nationalities/race tune in to rap music just as some other classification of music. What these adolescents see these rappers do on TV and hear them state in their melodies impacts their responses towards their own lives. Youngsters who are engaged with exercises such acts of mass violence and holding others prisoner are more than likely devotees of the rap business. Rap verses are about the circumstances rappers have seen, for example, neediness, wrongdoing, brutality, prejudice, poor day to day environment, medications, and liquor addiction. How an anyone get a positive vibe in the wake of hearing verses examining those situations?Displaying proof in this exposition is demonstrating that society should take a gander at these verses as pessimism despite the fact that it is identified with a rappers memoir. These rappers are telling their life and past encounters through their verses. As age has passed rap music turned out to be progressively savage, around the mid nineteen eighti es rappers, for example, Run-DIM, Salt - N-Pepper, Queen Latish, and MS Late communicated celebrating, and making some great memories, spending time with their young ladies, and finding a man on Saturday evenings through AP melodies. In prior age spray painting and break moving spoke to rap music refrains firearms and posses, which speaks to rap today. How rap was spoken to in early ages isn't the issue here, the issue is the means by which rap has swelled into viciousness, medicate misuse, and sex. Different investigations shows that rap music could be the genuine impact of wrongdoing submitted by young people. Columnist Jabber Maharani and Erin Conner saw more than 30 center school understudies in northern California. They uncovers a significant number of its hazardous perspectives in nearby, national, and global surrounds.The two analysts saw that the understudies deciphered upon rap music and hip-jump culture, especially its portrayals of savagery, wrongdoing, and sex (Maharani, Conner). Another examination saw by Side Cheerier which was directed by Ralph J. Decremented, PhD, of Emory Universitys Rollins School of Public Schools saw more than 500 dark females between the ages of 14-18 in non-urban neighborhoods in Birmingham, Alabama. His investigation showed adolescent females how once in a while watched rap recordings were unquestionably bound to rehearse various behaviors.After contemplating dark females who do draw in their time into watching rap recordings are multiple times bound to hit an instructor, twice as prone to have different sex accomplices, and 1. multiple times bound to get a SST (explicitly transmitted infection), use medications, or drink liquor. (Cheerier) taking everything into account the brains of adolescents are Just similar to a repeat machine; it learns, pictures of what the see and copys it. What these adolescents find in the recordings and hear in rap tunes are considered as cool and another pattern, they should do what their preferred rapper do so as to be cool, to assemble their request.

Blue Sky free essay sample

Did you realize that the sky wasnt constantly blue? The story goes a huge number of years back. Everything went like this It was Just one more day in Aika town. The sky was dim and dim(Put it here or expel it from fantasy). There werent many individuals strolling around town, and the main sounds heard were the delicate pre-winter wind and stirring leaves. One young lady, named A, was sitting alone on a glade. Consistently she sought after an adjustment in the town, as everything was constantly dim and miserable. No brilliant hues existed, and the town needed character. Simply at that point, a kid named Yu moved toward her. Gazing at the sky, huh? Yu inquired. Man-made intelligence was surprised by this. She once in a while addressed anybody outside of her family, yet she attempted to resist the urge to panic and answer back. mies. Do you think that its exhausting too? I feel like something is absent. We will compose a custom exposition test on Blue Sky or then again any comparative theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Its consistently been that way, Yu answered. A few people have attempted to take care of business, yet just one intimation was found. Really? Computer based intelligence was amazed. What is that piece of information? It was a little stone tablet, recorded with antiquated composition. It states something about a gem and an enchanted wizard. Sounds like someones thought of a Joke, to me at least(Delete). Yu shrugged. An underground unnel had opened up, and Ai and Yu chose to look at it. This is so abnormal! Simulated intelligence said. I wonder what could be down here. Perhaps this is the prescience I called a Joke before, Yu answered Im beginning tot in n unit is genuine. Simulated intelligence and Yu investigated the passage and saw light originating from a room. They crested in and saw a wizard discussing spells from an antiquated book. Do you figure we ought to request that he bring shading into this world? Simulated intelligence murmured to Yu. mfou do it, you discovered this spot Yu murmured back. Computer based intelligence and Yu strolled into the room. Man-made intelligence moved toward the wizard, who was out to lunch. Um pardon me? Simulated intelligence said to the wizard. Why hi, what might I be able to assist you with? the wizard inquired. Computer based intelligence smoothly asked him, Would you please bring shading into this world? Everything is so dull and diminish; its difficult to encounter satisfaction in a world like this. Hm said the wizard. Allow me to check if there is such a spell. While the wizard searched for the spell, Ai and Yu murmured to one another. Both were interested about this spot, and if shading would really be brought to the world. In the event that it was conceivable, it would achieve a tremendous change. Indeed, the wizard stated, miouVe solicited me from a powerful large errand, and I can't satisfy your solicitation. Be that as it may, I may support a bit. I can bring you back one shading, yet just in one zone. Computer based intelligence recalled the blue gem, and the amount she adored that shading. l might want to see the shading blue! Artificial intelligence shouted. In the event that it must be in one spot however Ai took a brief reprieve. This was her opportunity to bring trust once more into the world, and she needed everybody to cheer. She needed everybody to encounter this shading. l might want the sky to be blue. Computer based intelligence at last chose. At that point it is settled. said the wizard. l will make the sky blue. The wizard muttered weird expressions, and following a couple of moments, the world shook for a brisk second. At that point, the whole sky was changed into the shading blue. Artificial intelligence and Yu surged outside to encounter this for themselves. The passage immediately vanished, as did the precious stone. Be that as it may, they didnt mind. They had a blessing. Their blessing was the sky turning blue. After days went on, Ai saw changes around her town. Individuals were progressively sprightly, the crime percentage was decreased, and joy filled air. The blue sky was promise for what's to come. The blue sky was a sight for everybody. The blue sky was a blessing, a blessing that couldnt be articulated. It must be believed to be accepted.

Chinese In Exclusion Era In California Book Review - 275 Words

Chinese In Exclusion Era In California Book Review (Book Review Sample) Content: Students NameProfessors NameClassDateKenneth H. Marcus is the writer who does research in a number of fields including modernization, American studies, African America history, Mexican American, Pedagogy and early modern Europe while Yong Chen is a scientist interested in the ecology of fisheries and fisheries resources assessment of both commercial and recreational importance. Both authors are teachers at different universities in the United States. In the article Chinese Elites in Exclusion the authors shows the challenges that were faced by the Chinese. How the Chinese people were excluded from the development of the United States and how they fought the regulations that were set against them.This article focuses on the Chinese people who lived in two towns in California. It explains how the Chinese ho heal men and women from China who were unable to go to hospitals because of either distance or cost. The article also compares the people who lived in Los Angeles wi th their counterparts who lived in San Francisca in California which hosted the highest number of the Chinese people who lived there. This article considers two types of elites who continued to work in California during the late nineteenth and early twentieth centuries: herbal doctors and missionaries The article goes ahead to show how they were hated in the US until they decided to pass the Exclusion Act which restricted immigration into the United States.According to the author, the exclusion was part of the United States policy on immigration as it is indicated by the Chinese documentaries and it is overlooked by the Historians who may be relying on the documents that are written.t the author says that The Exclusion Act of 1882, the first legislation in U.S. history to bar the entry of a group on the basis of race, demonstrated a class bias by exempting certain elite groups; such exemptions can also be found in later immigration legislation such as the 1917 Immigration ActI can s ay that the work done by the two authors Kenneth H. Marcus and Yong Chen did a wonderful work. This because they do the analysis of everything that happened to the Chinese in California in those days. They explain how herbalists and missionaries who used their professionalism to succeed. The authors show how the society is affected by racism and how recognition is given to professionals. However, the author does not give any suggestion concerning how further research can be conducted about Chinese elites exclusion as this could make the work to look even better.The audience of this article should be Chinese people. It will help them understand where their history as the Chinese in the United States of America started and compare it with where they are currently. It can assist the asses the progress that has been made and also learn lessons on what to do to the immigrants to their country in the future. We can see how they were hardworking Chinese elites in California had greater ab ilities and opportunities than the common laborer to cross racial, geographic, and even gender boundaries at a time when segregation, discrimination, and race hatred remained the norm in relations between Asians and European Americans.This article guides towards understanding the US history. It analyses where the life of Chinese in the country started in California. It had a big impact because of the acts that were meant to restrict the Chinese people from getting into the country and the extensive documentation of photographic in the identification of the Chinese immigrants in order to control them. It also explains the development of the United States immigration p...

What Is Constitutional Provision - 1166 Words

Statute No political subdivision of the state may regulate in any manner, firearms or ammunition, unless otherwise allowed for in state law. The Louisiana Revised Statute Annotated  § 1796 dealt with Preemption of state law. The law in part, stipulates that â€Å"No governing authority of a political subdivision shall enact after July 15, 1985, any ordinance or regulation more restrictive than state law concerning in any way the sale, purchase, possession, ownership, transfer, transportation, license, or registration of firearms, ammunition, or components of firearms or ammunition† The law continues by stating, â€Å"however, that this Section shall not apply to the levy and collection of sales and use taxes, license fees and taxes and permit fees,†¦show more content†¦Maryland Maryland is a may issue state with a very limited or restricted issue laws. Application for a permit to carry a handgun is made to the Secretary of state police where in addition to the printed application form, a notarized letter stating the reason for applying for a permit is attached. Maryland has no constitutional provision granting the â€Å"right to bear arms.† Statute The Annotated Code of Maryland MD Code, Criminal Law,  § 4-203 dealt with Wearing, carrying, or transporting handgun. There were two provisions of prohibitions under this law. Firstly, the law stipulated that â€Å"Except as provided in subsection (b) of this section, a person may not: wear, carry, or transport a handgun, whether concealed or open, on or about the person.† Secondly, the person may not â€Å"wear, carry, or knowingly transport a handgun, whether concealed or open, in a vehicle traveling on a road or parking lot generally used by the public, highway, waterway, or airway of the State† Massachusetts The state of Massachusetts falls within the may-issue jurisdiction category where a license authorizes the carrying of handguns, including a â€Å"large capacity handguns for all lawful purposes, subject to such restrictions relative to the possession, use or carry of handgunsShow MoreRelatedStatutory And Constitutional Analyses Are Important Than Others938 Words   |  4 PagesStatutory and constitutional analyses are imperative in many different ways. However, some elements pertaining to legal philosophy are more significant than others. Statutory analysis is not as significant when compared to constitutional analysis; however, it still contains principal features. â€Å"The construction and application of provisions adopted by legislatures† envelops the purpose of statutory analysis (Coleman 271). Statutory analysis occurs strictly when the rights are indistinguishable,Read MoreEssay on We the People688 Words   |  3 PagesUnit 1 Speech 2: What are the fundamental characteristics of a constitutional government?  · In what ways does constitutional government mean limited government?  · Describe at least three provisions of the Constitution that provide a means of preventing the abuse or misuse of government power. Explain how these provisions work in our system of government today. The fundamental characteristics of a constitutional government contain of a written document which establishes the rules, rights, andRead MoreThe Constitution And The Law877 Words   |  4 Pages Our Constitution is over two centuries old and since the birth of it as early as 1803 the Supreme Court defined its role and power in the case, Marbury v. Madison, 1803, establishing the authority to define what the law is. Thus, if the law is confusing, it is up to the courts to interpret the law through the process of judicial review. There is much controversy as to whether or not judges are following the laws as written or imposing their personal preferences and rewriting law to suit themselvesRead MoreThe Issue Of A Constitutional Convention764 Words   |  4 Pagesgovernment, and they have the right to be, but a Constitutional Convention is not going to fix any of our problems. Every state has its own dilemmas, and these issues can be solved through the everyday political process. A C onstitutional Convention is simply not necessary, when the Constitution itself is not what is holding back the Illinois State government. What could possibly be the purpose of a Constitutional Convention? Is it to change provisions on the state budget, income tax, or even schoolRead MoreApplication of the Analytical School of Justice1805 Words   |  7 PagesINDIAN CONSTITUTIONAL LAW: APPLICATION OF ANALYTICAL SCHOOL John Austin is the inspiration of the Analytical School, which in turn drew his inspiration from Hobbes, and Bentham. According to Austin law is a command given by a superior to an inferior and enforced by material sanctions. Positive law is a creation of sovereign. It emphasizes that the sovereign is a superior and commands of the sovereign is law, and disobedience of commands is accompanied by punishment. Law is the expression ofRead MoreJudicial Review And The Indian Courts1444 Words   |  6 Pageslaw or an action of any agency of the state. The courts have the power of testing the validity of legislative as well as other governmental action with reference to the provisions of the constitution. The judiciary tries to undo the harm that is being done by the legislature and executive and they also try to provide every citizen what has been guaranteed by the constitution. Judicial review has a more technical significance in public law, particularly in countries having a written constitution whichRead MoreEssay on US Constitution992 Words   |  4 PagesAmerica’s government. The constitution’s provisions towards voting eligibility and separation of powers proved to be the most significant obstacle in the path to emancipation for slaves in the 19th century. The way in which federalism is laid out within the constitution played a monumental role in the communication barriers that arose during the 1906 earthquake, delaying assistance to thousands of Californians. Lastly, a number of constitutional provisions, including voting rights and the 3/5 compromiseRead MoreThe Importance Of Voting For A Candidate For Office1667 Words   |  7 Pagespart of the ‘right to vote’. Australia’s constitution has framed the progressive democracy Australia has become, however there is debate on the derivation of this right to vote and on the extent of the protection of that right. The right is not constitutional at all, instead being governed by international treaty obligations and commonwealth legislation. The right to vote has been defined as the right to cast a ballot in an election. However, in order to fulfil the democratic objective of representativeRead MoreThe Supreme Court Of Public Health Essay1239 Words   |  5 Pagesas both a legal and a political institution and as part of a policy making system that includes lower courts and the other branches of government. This ambiguous and complexity position between the political process and the legal system influence what the court does (Baum, 2010, p.3). In this respect, the court operates within a constraint from which legislators free. Role of the Supreme Court in Public Health: As Teitelbaum, Wilensky, (2013) indicated the, policy powers in the context ofRead MoreThe Constitution Of The United States Is Considered To1021 Words   |  5 Pagesdiffer sharply other parts. Likely the most striking distinction between the two is when comparing the length of both. State constitutions are inherently longer than the United States Constitution for several reasons such as states engaging in â€Å"constitutional legislation,† the plenary power of state legislations, and the federal Constitution being considered â€Å"incomplete.† Though the two levels of American constitutions share similarities, even within those similarities there are striking distinctions

Chases Strategy for Syndicating the HongKong Disney Loan Case Study

Essays on Chase's Strategy for Syndicating the HongKong Disney Loan Case Study Chase’s Strategy for Syndicating the HK Disney Loan Total Number of Words 273 Introduction Out of 17 major banks, Chase was chosen to finance the construction of HK Disneyland theme park and the resort complex (Esty, 2013a, p. 1). Basically, this paper will discuss the concept of project financing followed by explaining how HK Disneyland loan is considered as a project financing loan. After discussing how Chase bid the first competition, the meaning of ‘fully underwritten deal’ and ‘non-recourse finance’ will be clearly stated. Eventually, the risks associated with such deal will be explained in details. After identifying important considerations before signing the standard commitment letter, specific parts that need to be removed or altered will be tackled in details. Eventually, recommended syndication strategies for the loan will be highlighted in this paper followed by discussing how each of these syndication strategies can affect Chase’s risks and returns as the lead arranger. How HK Disneyland Loan is considered as a Project Financing Loan Project financing is a type of limited financing wherein the terms of debt are highly dependent on the actual performance of the project. HK Disneyland loan is considered a project financing loan because of its 15 years maturity period which is longer than the usual maturities of corporate financing loans, the loan has been extended in HK which is outside the boundary of the United States and in a much riskier country, and HK Disneyland has tangible assets that Chase may consider as a ‘fallback collateral’ (Esty, 2013a, p. 5). How Should Chase Bid the First Round of Competition? Three approaches that Chase had considered include: ‘bid to win, bid to lose, and no bid’ (Esty, 2013a, p. 4). ‘No bid’ should not be an option because it will remove Chase’s opportunity to earn profit from high-profile deal. As such, Chase will automatically lose high-profile deal to its aggressive competitors like HSBC and the Bank of China (Esty, 2013a, p. 4). Bidding aggressively increases the risks wherein Chase will not be able to meet their earning targets (Esty, 2013a, p. 5). Bidding to lose means that Chase will have lesser chance of winning the mandate. It means that even though Chase would protect itself from risky long-term deal, the bank also sets limit to the possible returns it could get out of its relationship with Disney. Therefore, instead of immediately bidding aggressively or bidding to lose, Chase should carefully evaluate and analyze the risks and returns associated with their syndicated credit abilities. For instance, potential return could mean strengthening the bank’s relationship with Disney on top of improving its global reputation as the best lead arranger of syndicated finance whereas potential risks include the loan’s credit risks, etc. Associated Risks and Differences of ‘Fully Underwritten Deal’ and ‘Non-Resource Finance’ ‘Fully underwritten’ deal means that the lead arranger is responsible or 100% committed in providing the terms and prices (Esty, 2013a, p. 20) whereas the ‘non-recourse financing’ means that the lender would determine the ability of the borrower to pay back the loan simply by looking through the project’s cash flow. Disney desires to have a fully underwritten deal plus the HK$3.3 billion non-recourse loan and the option to select a maximum of three (3) lead arrangers (Esty, 2013a, p. 3). In theory and practice, the risks associated with ‘fully underwritten deal’ include the fact that the underwriter or the lead arranger takes full risks in case of uncertainty such as market failure or the risks of force majeure. To protect the underwriter from the uncontrollable market failure or force majeure risks, the fee of underwriter is generally much higher in a ‘fully underwritten deal’ (Esty, 2013a, pp. 17-18). Based on the case study, HK Disneyland has no other collateral on top of the site which will be constructed on a future date. In fact, during the bidding period, the construction site for HK Disneyland was still scheduled for reclamation (Esty, 2013a, p. 3). Therefore, in case of non-recourse finance, Chase will take higher risks in case the borrower fails to pay back th e loan. Considerations Before Signing the Standard Commitment Letter The standard commitment letter itemizes and confirms the final agreed amount of loan, the terms for payment and the syndication strategies in details (Esty, 213a, p. 20). Before signing the letter, Chase should consider all possible changes that may occur in both internal and external environments within the agreed 15-year term. For example, Chase should remove all clauses that will limit the option for future negotiations (Esty, 2013a, pp. 7-8). To protect the welfare of the bank, the underwriter may decide to include a clause which allows the bank or the underwriter to have the option to withdraw their commitment especially in case of future misunderstanding between the borrower and the lender. The presence of ‘market flex’ can cause serious problem on the part of the borrowers (Esty, 2013a, p. 7). To maintain a win-win situation between Disney and Chase, the underwriter may also include a clause for renegotiation in case of over-subscription or overpricing (Esty, 2013a, p. 7). Effects of Syndication Strategies on Chase’s Risks and Returns as the Lead Arranger Chase presented two syndication strategies to Disney. The first option is that Chase will play the role of a ‘sole mandated lead arranger’ with the option to invite four other banks as its sub-underwriters (Esty, 2013a, p. 6). Basically, the first option will lessen the underwriting risks on the part of Chase plus benefit from the support of sub-underwriters. Using option 1, Chase’s exposure in general syndication can be reduced to HK$660 million as compared to its maximum exposure of HK$3,300 million. (See Appendix III – Risks and Rewards for Chase on page 11) The second option is that Chase plus two (2) other banks will share ‘joint mandated and joint underwriting commitment but with no sub-underwriting’ (Esty, 2013a, p. 7). The second option means that Chase will have to give up 2/3 of underwriting fee on top of the need to share the league table status with other banks. Using option 2, Chase’s exposure in general syndication and its maximum exposure is HK$1,100 million. (See Appendix III – Risks and Rewards for Chase on page 11) Option 3, not presented to Disney, is a combination of both option 1 and 2 which means that Chase will be the sole mandate with no other sub-underwriters (Esty, 2013a, p. 7). The third option will expose Chase to higher credit and syndication risks but increase the chances of improving Chase’s league table status and future compensation. Using option 3, Chase’s exposure in general syndication and its maximum exposure is HK$3,300 million. This figure is so much higher as compared to Chase’s exposure when using option 1. (See Appendix III – Risks and Rewards for Chase on page 11) Recommended Syndication Strategy Considering the case of HK Disney, the best syndication strategy is one that can reduce the bank’s credit risks (Esty, 2013b, p. 1). Often times, this includes having sub-underwriters who can share the commitments with Chase. As compared to a single-stage general syndication, it is best to choose the two-stage syndication plus sub-underwriting before the actual general syndication so as to reduce Chase’s exposure to credit risks. Likewise, the two-stage syndication plus sub-underwriting before the actual general syndication will enable Chase to win the support of other banks in case of being exposed to uncontrollable risks (Esty, 2013a, p. 21). Conclusion The goal of syndication strategy is to reduce the exposure of lead arranger(s) to credit risks. In the process of making the offer more attractive to other banks, it is possible for the lead arranger can increase the committed amount from all banks as compared to what the lead arranger banks can commit. References Esty, B. (2013a). Chases strategy for syndicating the Hong Kong Disneland loan (A). Harvard Business School. 9-201-702. Esty, B. (2013b). Chases strategy for syndicating the Hong Kong Disneland loan (B). Harvard Business School. 9-201-086. Appendix I – Possible Syndication Strategies for Chase (Millions HK$) Per-Bank Sub Amount Per-Bank Underwriter Underwriter Closing Pool Sub- Amount Total Cumulative Chase Max Lenders Fee Fee Fee Income Underwritten Held Allocation Share Exposure Chase Sole Coordinating Arranger, with 4 sub underwriters Coordinating Arranger (Chase) 1 $9,900 $1,650 $2,100 $200 $13,850 $300 $300 9.1% $3,300 Sub U/Ws 4 $1,650 $2,100 $200 $3,950 $300 $1,200 45.5% Arrangers 4 $1,750 $1,750 $250 $1,000 75.8% Co Arrangers 4 $900 $900 $150 $600 94.0% Lead Managers 2 $500 $500 $100 $200 100.0% 15 $3,300 Note: (1) Closing fees of Chase, lead arrangers (Sub U/W), and Arrangers @ 0.70%; closing fees of co-arrangers @ 0.60%, and closing fees of lead managers @ 0.50%; (2) Underwriting fees of Chase @ 0.30% whereas underwriting fees of lead arrangers (Sub U/W) @ 0.25%; (3) Chase with 2 other Coordinating Arrangers, no sub underwriters Coordinating Arranger (Chase) 3 $300 $900 27.3% $1,100 Sub U/Ws 0 N/A Arrangers 4 $250 $1,000 57.6% Co Arrangers 6 $150 $900 84.9% Lead Managers 5 $100 $500 100.0% 18 Chase Sole Coordinating Arranger, no sub underwriters Coordinating Arranger (Chase) 1 $300 $300 9.1% $3,300 Sub U/Ws 0 N/A Arrangers 4 $250 $1,000 39.4% Co Arrangers 8 $150 $1,200 75.8% Lead Managers 8 $100 $800 100.0% 21 Appendix II – Allocation of Fees in Three Syndication Strategies (Millions HK$) Per Bank U/W Sub U/W Closing Fees Fees w/o Pool Fees w/ Pool (Per bank) Chase Sole Coordinating Arranger, with 4 sub underwriters Coordinating Arranger (Chase) 1 $9,900 $1,650 $2,100 $13,650 $13,850 Sub U/Ws 4 $1,650 $2,100 $3,750 $3,950 Arrangers 4 $1,750 $1,750 $1,750 Co Arrangers 4 $900 $900 $900 Lead Managers 2 $500 $500 $500 15 Chase with 2 other Coordinating Arrangers, no sub underwriters Coordinating Arranger (Chase) 3 $9,900 $3,300 $2,100 $15,300 $15,500 Sub U/Ws 0 n/a Arrangers 4 $1,750 $1,750 $1,950 Co Arrangers 6 $1,050 $1,050 $1,050 Lead Managers 5 $700 $700 $700 18 Chase Sole Coordinating Arranger, no sub underwriters Coordinating Arranger (Chase) 1 $9,900 $3,300 $2,100 $15,300 $15,500 Sub U/Ws 0 n/a Arrangers 4 $1,750 $1,750 $1,950 Co Arrangers 8 $1,050 $1,050 $1,050 Lead Managers 8 $700 $700 $700 21 Appendix III – Risks and Rewards for Chase Chase Exposure in General Syndication Chase Max. Exposure Chase Fees / Chase General Syndication Exposure Sole Coordinating Arranger, 4 Sub Underwriters HK$3,300 HK$660 0.021 Three Coordinating Arrangers, no Sub Underwriters HK$1,100 HK$1,100 0.008 Sole Coordinating Arranger, no Sub Underwriters HK$3,300 HK$3,300 0.007

Relationship Between Leaders and Followers

Question: Discuss about the Relationship Between Leaders and Followers. Answer: Introduction: Any successful organization depends solely on the relationship that exists between its leadership and the entire stakeholders. Locke and Associates (1999) define leadership a process of motivating others to take a particular action for a common goal. Being a leader, you must have followers which in this case are several members including the personnel within the organizations. Both members and the leaders have different obligation required of them to execute to attain the mutual mission of the organization. Therefore, the aim of this excerpt is to explore in details the relationships that exist between the leaders and their followers within organizations. Worth noting is that the relationship between leaders and the members can be influenced by the organizational structure adopted by a particular firm. An organization that takes a closed system of management often tends to exhibit strict chain of command which intricately slows down the process of decision making. In this kind of system, no one dares, especially the subordinate, employees to question the leader even if the decision is wrong. Such an occurrence could be simply because the company policy dictates one to follow the stipulated channel of communication. On the other hand, organizations that adopt an open system of management provide an ample environment for both leaders and followers to relate well without hindrance for the common goal of the groups. Milakovich and Gordon (2009) refer to the leadership of this kind of system as a social system in which the meaning is attained through a mutual transaction between the leaders and the followers of an organization. Transaction al leaders are the ones that identify the needs of their members in their working environment and try to avail them for the benefit of motivating them. As a result, the production will increase to meet the organization's goals. Moreover, theorists such as Fidler who coined the contingency theory of leadership argue that the output of a particular group depends on the emotional orientation of the leader as well as the environment of the group, the nature of the task and finally the power position held by the head (Peterson et al., 2008). If the relationship between the leader and the followers is right, there are higher chances of attaining the target goal. Moreover, the nature of the task also can determine the relationship between the members and the leader. The contingency theory argues that the behaviour pattern exhibited by a leader is determined by the requirements dictated by the situation. The task variable explains how the nature of work determines the leader-follower relations. If the work to be carried out is clearly defined, the leader will not have to spend much time explaining to the followers what they are required to do. Furthermore, the power position is another determinant of relations between the leader and the follower based on Fidlers contingency theory (Goldhaber, 1993). The leadership position of a leader depends on whether the individual assigned to the position has an authoritative power over the members. If the position has authority, within an organization then that leader has less effort making decisions over the employees or followers, and they are likely to listen to him/her. Such is contrary to when they have less authority. For example, a leader is given the position of a chairperson in a committee within an organization but does not have the power to make major decisions. Therefore, building and maintaining a good relationship with the followers determine the output. Based on the leader-member exchange theory, the rate at which the followers produce often tends to be proportional to how he/she relates to them. Some follow produce more than others based on some variables such as the e nvironment created by fellow followers and the leader or the psychological factors (Sheraz, 2012; Yaseen, 2010). Therefore, to achieve the maximum output from the followers, a leader ought to employ the transactional kind of leadership to make every follower feel they are part of the organization. On the flip side, the followers also have an obligation within an organizations leadership. A follower must be able to portray a good sense of judgment. Such is considered being a quality that every individual within the organization must possess some leaders may at times fail to offer the right decision. Therefore it is upon the follower to gauge the directive by the leader and be able to act upon it. Some leaders make bad choices which if not corrected in time, might put the organization in an awkward position. For example, a chief executive officer may give additives that can jeopardize the image of the company. Thus the public relations office being a follower has an obligation to make the right call act on the directive or offer a proper advice on how to react to the situation. Moreover, a good follower also must observe a work ethic. To have a good relationship between the follower and the leader, the follower must be diligent in their obligations. Bess and Dee (2012) argue that contingency theory of leadership requires the member traits, which entail right skills, and maturity level determines the leadership behavior. The leaders role is to provide the necessary requirements for the followers to achieve optimum performance while the supporters duty is to use their skills and competence to execute their due obligations. Also, members know their responsibility. A good relation between the follower and leader is often achieved when the follower knows his/her responsibility. It is much easier for a fan to complete their obligation without conflicting with the leader. It also makes them proactive to help fellow members for achieving the groups desired goals. In turn, this also helps save time and improves efficiency within an organization. Besides, followers must possess courage as one of their traits. It is not easy in some organizations for followers to take the bull by the horns and confront their leaders even when they out rightly know the head is wrong. Such a scenario often arises where the organization adopts the hierarchical kind of management. As a result, the followers often retreat for fear of being intimidated by their leaders or fear of causing a strained relationship between them and the leader. In turn, this may cause significant problems to the organization because of a single mistake that ought to have been reported by the follower but chose not to. Interpersonal relationship between the member and the leader could have the influence on the organization's goals. It is wise to note that the ultimate reason for both the leader and the follower is to achieve the preset organizational goals. At times, the strained interpersonal relationship between the leader and the follower could affect the performance o f either due to poor communication as well attitudes towards each other. However, the bottom line is for the follower to understand where his/her loyalty lies. Personal relationship with the leader should not act as a boulder between them and attain the organizations goals (Chris Maser, 2013) Also, emotional consciousness is a requirement of a follower. To have a good relationship between the leader and the follower, one must possess a sense of controlling their emotions to themselves as well as with another member. They must remain composed and maintain calm in challenging situations. For instance, some leaders, due to time constraints push their followers to work for long hours to meet the deadlines, which could affect the relationship that exists between them and their supporters. However, it is too, an obligation of the follower to understand the matter at hand and put the interest of the organizations first before theirs. Nevertheless, self-motivated followers often create a good relationship between them and the leaders. Real fans always take an initiative to perform the task without being pushed around to accomplish the work that they ought to have done on their own. As a result, in most organizations, people with such initiatives have landed recognition through awards and promotion to leadership since they get along with almost anyone. However, it should be worth noting that having such an initiative trait should not lead the follower to be contemptuous of fellow members, rather a motivation to provide more for the organization while maintaining good relations with the leader. While we have analyzed the roles the leaders and followers in an organization, it is important to look at benefits of having a good relationship between them and its repercussions to the team. First, a good rapport between a leader and the followers builds trust. As discussed above in the Fidlers contingency theory of leadership, some leadership power position determines the members performance. Thus, suppose the leadership position has a little power that is the leader does not have authority over the followers, good relationship that exists between him/her and they will convince them to perform without being pushed around because they have trust in him/her. As a result, the organization will benefit Moreover, a good relationship between a leader and the followers will create the right organizational image to the public, which may attract a positive reaction from stakeholders who would like to associate with the organizations. Examples include the investors as well as well-wishers. An organization whose leaders relate well with their followers, often tend to experience tremendous positive changes. Leaders who embrace new ideas from their supporters can gain more (Chen Silverthorne, 2005). Thus, they not only improve the services of the organization but also provide an opportunity for follower members to become leaders. These are often known as transformative leaders since they see the goodness in others. In conclusion, the relationship between the leaders and followers is vital to the success of any organization. As discussed in the essay, both the leader and the follower must meet several obligations as well as exhibit certain traits for common organizational goals. Irrespective of the circumstances that are contingent to various leadership practices effective communication between the leaders and followers is crucial. Also, the relationships that exist between leaders and followers have the significant influence on output and building of members trust. Finally, the image of the organization hinges on relationship positive relations among its member. References Carolin G., Wilkins, D. (2013). Leadership Pure and Simple: How Transformative Leaders Create Winning Orgaanizations. New York: McGraw-Hill, Inc. Chen, J., Silverthorne, C. (2005). Leadership effectiveness, leadership style and employee readiness. Leadership Organization Development Journal, 26(4), 280288.https://doi.org/10.1108/01437730510600652 David, S. (2013). Contemporary Leadership in Sport Organizations. Winsor: Sheridan Books Goldhaber, G.M. (1993). Organizational Communication (6th Ed.). New York: McGraw-Hill. Hollanda, E. (2009). Inclusive Leadership: The Essential Leader-Follower Relationship. New York: Rutledge Jex, M., Britt, W. (2008). Organizational Psychology: A Scientist-Practitioner Approach (2nd Ed.). New Jersey: John Willey Sons, Inc. Locke, A. (2009). The Essence of Leadership: The Four Keys to Leading Successfully. Maryland: Lexington Books Master, C. (2013). Decision-Making for a Sustainable Environment: A Systemic Approach. Boca Raton: CRC Press. Milakovich E., Gordon J. (2009). Public Administration in America (10th Ed.). Boston: Clark Baxter Northouse, P.G. (2013). Leadership: Theory and Practice. Los Angeles: Sage Publications. Peterson, S. J., Walumbwa, F. O., Byron, K., Myrowitz, J. (2008). CEO positive psychological traits, Transformational leadership, and firm performance in high-technology start-up and established firms. Journal of Management, 35(2), 348368.https://doi.org/10.1177/0149206307312512 Sheraz, A. (2012). Enhancing employee performance through ethical leadership, transformational leadership and organizational culture in development sector of Pakistan. African Journal of Business Management, 6(4). https://doi.org/10.5897/ajbm11.633 Yaseen, Z. (2010). Leadership styles of men and women in the Arab world. Education, Business and Society: Contemporary Middle Eastern Issues, 3(1), 6370.https://doi.org/10.1108/17537981011022823.

The Types of Good Essay Revision

The Types of Good Essay RevisionThe types of samples of great essay revising you can see on other people's assignments are great examples of what a college student should expect to see in their own projects. Many students expect to work on huge, collaborative assignments for which they are given no time to write, but this is the best way to approach college essay revision.Good writers have practiced a lot of writing methods and have picked up on the principles that help them produce the best work. Of course, some writers don't know the principles and others still have never practiced. Many times students are instructed to use sample essays as a way to get them to practice. Because there are so many samples of great essay revision, this can be extremely helpful.The forms of learning that come with the existence of great essay writing are really great for students to learn, since they can not only be applied to all kinds of writing projects, but they also provide a powerful writing too l that is effective and can be applied to many different writing methods. Students are encouraged to practice their craft on all types of samples of great essay revising, since they can apply them to all kinds of writing projects they will be assigned.In addition to learning from the techniques that can be applied to any great essay revision, students are given a way to learn from one another. You might have received a letter or an assignment that makes you think it might be good for your class, but it does not work for a certain purpose. You might be able to apply some of the techniques you found useful and create a revision that is much better than that.As you can imagine, the great thing about samples of great essay revising is that they are so specific. Students can use some of the rules to apply to their own assignments and still come up with a great essay that is applicable. Because they are specific, they also give students a way to expand on the techniques and determine what works best for them.Other students have been taught to edit a great essay in a way that requires them to pick up a pencil and search for the best possible idea. This is a skill that you will need to develop as you revise, because you will be expected to revise your work and make it better than it was originally. You should always read up on great writing techniques and then apply them to your own projects to get the best results.The best sample of great essay revising comes from those who do not write. They know the principles, and they use these principles to revise a great work of art. These are people who are really serious about getting the best quality education they can, and they are the people who make it possible for other students to learn from their mistakes.Some students may be concerned about going through the type of revision, that samples of great essay revising will require. But if you truly want to become a great writer, you must have the opportunity to polish and p erfect your skills.

Read UW River Falls Application Essay Samples to Better Outline Your Essay Strategies

Read UW River Falls Application Essay Samples to Better Outline Your Essay StrategiesUW River Falls application essay samples are widely used for filling up the needs of English majors, since they generally comprise of format for written communication. They are designed to work on specific writing challenges that can make an English major to go beyond their limits and learn something new and great about writing as well. They include suggested essay topics in areas like home economics, family, career, money, and many more.Such essay samples to ensure that a student, who is an English major, will be able to get the necessary use from this subject to hone his skills in the field. Here are the different ways to read the UW River Falls application essay samples:It should be noted that these essay samples are just suggestions as these ideas are usually adapted to accommodate various writing scenarios. The first way to read them is to simply read it as a short text with emphasis to writing tasks, interests, and experiences. The second way to read it is by looking for examples of how the writer prepares his own essay topics. The third way to read it is by observing whether the essay topics are at all universal in terms of the student's learning style.A typical English major who wants to apply for the latest jobs in a computer can get a great advantage by studying UW River Falls application essay samples. This is because the essay samples they usually come with style tips and strategies on how to be a better writer to read a statement on the environment and workplace, and even better yet; they can find step-by-step directions on how to analyze your job performance in the area of information management.An English major can also get a great boost if he writes his essay samples for the project titled, 'Is College for You?' There are countless ways to use the UW River Falls application essay samples to read the greatest expert on information management, and basically how th e management styles of students are likely to adapt. This is so especially when the essay samples always have a section where the writer can solve the tricky writing challenges. This particular task alone should help you grasp the chances of applying for college when you are an English major.However, it is important to remember that the assignments for these English essay samples are not difficult. Simply read them carefully to understand the general idea on how to write a given assignment. The second way to read the essay samples is to divide them in two sections and fill up the rest of the areas with a list of questions. The last way to read the sample essays is to look for examples of how the writers need to suggest their own solutions.It should be noted that, the use of UW River Falls application essay samples will not necessarily help you to solve the toughest writing challenges. They are great materials to give you information and ideas to work on the essays, but they are not a cure-all to every problem that comes in your way. The most important things to remember are that, these are helpful tools to help you succeed in the writing.

Important Solutions for Essay Plan Samples in Easy to Follow Step by Step Detail

Important Solutions for Essay Plan Samples in Easy to Follow Step by Step Detail When you surf our site for recommendations that may help you write your own essay, you will discover many helpful tips. This service will also offer counseling for kids who've been exposed to domestic violence. If you are searching for assistance with your essay then we provide a comprehensive writing service offered by fully qualified academics in your area of study. Go on the internet and visit the local library. A personal development program is just one of the most truly effective tools for students and professionals who wish to attain excellence in their various fields. Any individual wanting to initiate a business are usually confronted with the dilemma of producing business program. Since experience is important for all labor, especially in service business, I am going to have the advantage than other students. Subscribe to our FREE newsletter and get started improving your life in only 5 minutes each day. Definitions of Essay Plan Samples Don't forget that you're forbidden to use any of text you will see in such a sample. You may use different online IELTS essay samples for this objective. Other forms of essays are totally discussed in the next section. Writing helps to highlight any areas that you haven't fully understood and allows you to make more clarifications. Composing an appropriate career goals essay can be hard should you not actually have any ambitions. When it is open-ended you need to narrow it down. You could possibly be acquainted with this. After you know where you stand, you'll find it less difficult for you to discover what you will need to improve and the way you should improve it. Essay Plan Samples - Dead or Alive? Your tutors may ask to observe an essay program but even in case you do not have to hand it in, it's vital to your essay. There are many students who don't understand how to compose a sociology essay. Writing an essay (or other assignment) is a significant part of the learning practice. Students may take assistance from the essay assignments helper of Students Assignment Help for writing these varieties of essays. It's also valuable to note down the references near the quotations in the essay program, to avert any mistakes and plagiarism. These linking sentences should be given throughout to provide cohesion to your essay. The trick to writing an effective essay is very good preparation. Plan to devote some time on this portion of your essay, since the introduction will be the most essential portion of your paper. It may be challenging in the beginning, but every time we write an essay, we get to understand various structures on different kinds of essays, thus expanding our expertise and techniques on finally producing an excellent essay. In general, these are the essentials of essay-writing that one must know so as to write a great and well-constructed essay. You must find out how you start your essays and the way you draw conclusions. This essay can help you show your assertions on a particular topic is correct or more truthful than others. The key to writing a thorough and coherent essay is by finding a well-structured essay program. Writing a satisfactory and readable essay is something that everybody would like to reach. Following that, you might have a peek at essay structure. You may have an informal essay. however, it still should have a strong structure. You might also like absolutely free essay examples. Research essay examples are some of the the essays you could clearly distinguish the degree of hierarchy of the topic. The Do's and Don'ts of Essay Plan Samples An intriguing topic for this kind of post is a precondition for all-around success with readers. Typically, this essay give you the ability to learn something as opposed to proving that you already know. Your sociology essay is going to be delivered in time and can be finished in no more than 8 hours for rush work.

Technology in Education Essay Topics

Technology in Education Essay TopicsTechnology in education has been on the rise in recent years. There are numerous reasons for this, and one of the most important is the need to access information that is stored in the database for the reason of education. There are some individuals who have a lot of troubles in learning because they have to get access to this information.For these individuals, it can be a nightmare to understand the job opportunities that are out there and how it could help them meet their future goals. For many individuals who can't find the right opportunities, using technology in education essay topics is the solution.Writing for different blogs and sites can be one of the best avenues for you to write about technology in education. You will be able to use your skills in writing to help others. This is one of the easiest ways to use technology in education essay topics. If you have any ideas on what you want to write about, then it is time to get started.Techno logy is one of the important tools for most businesses and institutions. Without technology, education would not be possible, so using technology is the next best thing to be the same way as businesses.You will need certain skills in order to learn how to use this technology. If you're looking for ways to learn how to use this technology, then consider taking classes and seminars. Make sure that you take these classes and seminars at the local community college, as these can help you learn at an affordable price.The technology in education essay topics could be used in many ways. If you can't find anything to help you, then you could always take it as an avenue to learn more about a particular field.Technology in education essay topics can help you not only learn about technology, but you will also be able to understand the potential of using technology in your future. Don't let technology turns your future into a nightmare.

Key Pieces of Parts of Term Paper

Key Pieces of Parts of Term Paper The important purpose of introduction is to introduce to the reader the aim of your research. The very first goal of every introduction is going to be to herald to the readers that something serious which needs to be managed properly in the body of the expression paper. The introduction is just one of the most fundamental elements of term paper that does not just comprises of the gist of the paper but in addition has the thesis statement and the writer's ideology on the topic of the paper. Such approach can help you make your research paper introduction attractive. If you do a term paper in favor of a particular subject, you also need to take pains in elaborating the feasibility of an alternate pattern. The way by which with the best essay is by way of WritePaperFor.Me. Whenever you have determined your thesis and the overall structure of your paper, you're all set to get started writing your introduction. You have to estimate the precise scale of your writing and how deep you will go in the topic. In order to provide your paper a distinctive touch, it's advised that you consider a number of the facets of the subject that were overlooked or developing a preceding study. Not only do you clearly establish what you plan to accomplish in your research, but it's also wise to incorporate a declaration of what the study doesn't mean to cover. Research is the secret portion of any assignment and the unrestricted access of our writers to a few of the very best research sources further boost the caliber of papers written by us. You may narrate about that, but not argue and earn research to supply proper evidence to show your point. Stress on the significance of the paper In the opening paragraph, it's also advisable to clearly outline the reason the paper is critical. You should assume your paper is targeted at someone with a great working knowledge of your specific field. A term paper is the consequence of a whole lot of research, so once you're prepared to start writing, it can be hard to understand where to begin. It is a kind of students' works that they write during their semester. Many are highly-reputed. You must also complete the work within the assignment deadline. One of the very first questions that you will need to ask yourself is what the guidelines actually are. Nevertheless, there's another opinion. Another benefit of our website is the quickness. If your subject is too complex, you must make it comprehensible with your thesis statement. The Basics of Parts of Term Paper Read my essay writing service reviews and my guide to selecting the ideal service for everything you want to understand about how to pick the best writing businesses. When you locate a service you enjoy, don't neglect to look at my review of it. If you're thinking that you require someone to compose my essay at the moment, you can just rely on our honest reviews. There are a number of essay writing services that think they're the very best, and thus don't be cheated and check the real list of the very best. Trying to find low-cost customized essays, you might locate some completely free samples readily available online. Much like in books advertised online, only certain parts of the paper is going to be exposed. Does not own a telephone number or it's not readily available for the frequent access. Your assignment and assist you to get an excellent paper you will be in a position to be ok with. So for those who have an essay assigned that you require help with, you can purchase essay online cheap from us. The sort of essay you're looking for will be offered to you within the deadline offered to you. At our essay assistance, essays are always delivered in a brief moment.